Most of us know what we should and shouldn't do with our credit cards and their numbers. This website just helps give a refresher about
">how to protect your credit.
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Added by Julia on June 25, 2009 at 10:00am —
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What do you do to teach your children about money and what it is used for? I know my nephew thinks money is a piece of plastic that Mommy and Daddy swipe at the counter, so I got him a coin bank so he can understand a little bit.
On The Simple Dollar, a blogger asked about allowance and when to start.
When is a child ready for an allowance?
There seem to be lots of good comments for the age range su…
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Added by Julia on June 23, 2009 at 10:06am —
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Bankrank recently posted
100 tips to help you save
Does anyone use these tips to save?
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Added by Julia on June 19, 2009 at 11:40am —
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The Bet You Can Save Challenge has officially started. Our family is the McHone's who are looking to reduce debt and save for a new home and college for their son.
Check out
Bet You Can Save McHone to see how they are doing!
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Added by Julia on June 10, 2009 at 10:30am —
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CNNMoney has a great article with three simple ways to make a budget and stick to it. The first helps you split up your paycheck into recurring stable bills and variable bills. The second has you eliminate one large item completely and then not worry about it. And the third has you work with a friend who is your referee.
Has anyone tried these methods or know another one?
http://mon…
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Added by Julia on June 5, 2009 at 7:46am —
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Just a reminder that Midstate is also on Twitter (EducatorsCU) and Facebook. Follow us, friend us, become a fan!
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Added by Julia on June 5, 2009 at 7:13am —
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This summer take a picture with a MidState newsletter showing us what you are doing this summer. Bring the picture into one of our locations and we will display them in the lobby!
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Added by Julia on June 1, 2009 at 10:30am —
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I know many people are wondering just how the changes President Obama signed into law will affect them and their credit cards. Bankrate put together a great article on the changes and what it means for the average person.
Has anyone been affected by rate increases or changes in their credit card recently?
http://www.bankrate.com/finance/credit-cards/8-major-benefits-of-new-credit-card-law-1.as…
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Added by Julia on May 29, 2009 at 8:13am —
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In these times when everyone is trying to stay afloat, an email or letter promising you money for doing nothing sounds great. Be careful and extremely wary of any company that asks you to deposit a check and then mail them part of it back. Most of these checks bounce and you then have to pay the entire amount of the check and any fees that accrue. A legitimate sweepstakes will not ask you to mail money back to them or pay a fee before the rest of the money is sent to you. If you have any questio…
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Added by Julia on May 28, 2009 at 6:33am —
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For many people, the time between receiving their statement and knowing when payments are due is too short. With E-Statements, you receive the statement 5-7 days earlier than the paper, mailed statement and have more time to plan payments. Another great part of E-Statements is that you don't have to worry about the papers being lost in the mail. This security feature is great since you never have to worry about getting your statement when you are on vacation.
Most places will even let you try E…
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Added by Julia on May 27, 2009 at 5:59pm —
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Bill Number S. 896 was signed into effect on Wednesday, May 20, 2009. The passing of this bill extends the National Credit Union Administration (NCUA) $250,000 share and deposit insurance coverage for credit unions through December 31, 2013. This is great news for the credit union industry!
Originally this was to expire at the end of 2009, but know it will continue through 2013!
Our credit union also has Excess Shares Insurance which insures an additional $250,000 for a total of $500,000!
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Added by Julia on May 22, 2009 at 11:46am —
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http://www.bankrate.com/finance/personal-finance/5-low-tech-ways-to-manage-cash-1.aspx
Bankrate has some great suggestions for managing cash. Let me know if anyone does any of these!
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Added by Julia on May 19, 2009 at 8:36am —
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http://www.bankrate.com/finance/debt/top-10-causes-of-debt-1.aspx
Bankrate has an article about common causes of debt. I think most of us are guilty of one or more of these causes. Let me know if any of these are problems for you and we can figure out a plan to get you back on track.
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Added by Julia on April 23, 2009 at 9:54am —
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I recently found
JustThrive that helps people create and maintain a budget. It also helps to show a person where they can reduce spending and apply this money to debt.
Let me know if anyone else tries this and tell us your results!
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Added by Julia on April 9, 2009 at 12:32pm —
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The Todayshow has a nice website with how to save money on many different things (insurance, credit cards, bills). They have just a teaser on the link, but you can "click" and enter into each one and get more details!
http://redtape.msnbc.com/how_to_save_money_on/index.html Continue
Added by Julia on March 30, 2009 at 2:23pm —
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$10,000 Savings Challenge
Want A Chance At $10,000?
Try the "Bet You Can Save" 2009 Savings Challenge.
Select Central Ohio Credit Unions are working together to challenge ten (10) families to improve their financial situation and save money over the course of 2009. One family from each credit union will be chosen to participate. All ten families will work with financial coaches who will carefully review their financial situations, and recommend goals to accomplish over a five month period. The…
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Added by Julia on March 27, 2009 at 12:00pm —
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When Gov. Strickland was in Washington D.C. a few weeks ago he requested government funds to help Ohio and its residents. The State of Ohio recently created a website to help answer questions people may have regarding what they are eligible for.
http://recovery.ohio.gov/individuals/
This website has commonly asked questions and can help you get in contact with officials.
Hopefully this will be a good tool for everyone!
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Added by Julia on March 26, 2009 at 11:54am —
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With the bank failures of last year and the shaky economy, many people are wondering "Just how much money is covered at my bank or credit union?" The good news: plenty. Bankrate.com has some good tips on spreading out your funds so that all of your money will be covered.
Did you know that an IRA account has a separate $250,000 worth of coverage than your main account? This allows you to have $500,000 insured by the government. Some other ways to increase your coverage are to add beneficiaries t…
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Added by Julia on March 16, 2009 at 7:00am —
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The Finanical Brand posted this article last summer about the most common words in credit union names. We are not guilty (anymore)! Teachers is on the list, and since we were "Columbus (Ohio) Teachers Federal Credit Union" we would have been an offender!
I do understand why the names are the most popular since they demonstrate a credit union's dedication to their community.
http://thefinancialbrand.com/2…
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Added by Julia on March 13, 2009 at 3:30pm —
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One option for people in today's shaky credit market is a secured credit card. To do this, a person deposits the amount of money they want their line of credit to be into a savings account. These funds are placed on hold and the consumer does not have access to them. This allows people with no credit or poor credit to build a history of payments on a revolving loan and build their credit score.
http://www.bankra…
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Added by Julia on March 11, 2009 at 11:00am —
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