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All Blog Posts (262)

Woohoo!

We paid off one of our cars =-) Yeeeeeeeee hawwwwww! Continue

Added by SavingsSleuth on October 17, 2009 at 10:14am — No Comments

I read this in Money Magazine June 2009 issue. I want to try this. At first glance I thought: this might be a lot of work, but I think I need a system that is going to be a lot of work, this way I will actually keep up with it. Need to check on how to set up a secondary che… Continue

Added by Cheryl on July 6, 2009 at 3:46pm — 2 Comments

Protect your credit

Most of us know what we should and shouldn't do with our credit cards and their numbers. This website just helps give a refresher about ">how to protect your credit. Continue

Added by Julia on June 25, 2009 at 10:00am — No Comments

Teaching your children about money

What do you do to teach your children about money and what it is used for? I know my nephew thinks money is a piece of plastic that Mommy and Daddy swipe at the counter, so I got him a coin bank so he can understand a little bit. On The Simple Dollar, a blogger asked about allowance and when to start. When is a child ready for an allowance? There seem to be lots of good comments for the age range su… Continue

Added by Julia on June 23, 2009 at 10:06am — 1 Comment

100 tips to help you save

Bankrank recently posted 100 tips to help you save Does anyone use these tips to save? Continue

Added by Julia on June 19, 2009 at 11:40am — No Comments

Bet You Can Save Challenge has started!

The Bet You Can Save Challenge has officially started. Our family is the McHone's who are looking to reduce debt and save for a new home and college for their son. Check out Bet You Can Save McHone to see how they are doing! Continue

Added by Julia on June 10, 2009 at 10:30am — No Comments

Simple budgets

CNNMoney has a great article with three simple ways to make a budget and stick to it. The first helps you split up your paycheck into recurring stable bills and variable bills. The second has you eliminate one large item completely and then not worry about it. And the third has you work with a friend who is your referee. Has anyone tried these methods or know another one? http://mon… Continue

Added by Julia on June 5, 2009 at 7:46am — No Comments

Other forums

Just a reminder that Midstate is also on Twitter (EducatorsCU) and Facebook. Follow us, friend us, become a fan! Continue

Added by Julia on June 5, 2009 at 7:13am — No Comments

MidState with you this summer!

This summer take a picture with a MidState newsletter showing us what you are doing this summer. Bring the picture into one of our locations and we will display them in the lobby! Continue

Added by Julia on June 1, 2009 at 10:30am — No Comments

Great things about the new credit card law

I know many people are wondering just how the changes President Obama signed into law will affect them and their credit cards. Bankrate put together a great article on the changes and what it means for the average person. Has anyone been affected by rate increases or changes in their credit card recently? http://www.bankrate.com/finance/credit-cards/8-major-benefits-of-new-credit-card-law-1.as… Continue

Added by Julia on May 29, 2009 at 8:13am — No Comments

Scams to watch for!

In these times when everyone is trying to stay afloat, an email or letter promising you money for doing nothing sounds great. Be careful and extremely wary of any company that asks you to deposit a check and then mail them part of it back. Most of these checks bounce and you then have to pay the entire amount of the check and any fees that accrue. A legitimate sweepstakes will not ask you to mail money back to them or pay a fee before the rest of the money is sent to you. If you have any questio… Continue

Added by Julia on May 28, 2009 at 6:33am — No Comments

E-Statements: What a Great Idea!

For many people, the time between receiving their statement and knowing when payments are due is too short. With E-Statements, you receive the statement 5-7 days earlier than the paper, mailed statement and have more time to plan payments. Another great part of E-Statements is that you don't have to worry about the papers being lost in the mail. This security feature is great since you never have to worry about getting your statement when you are on vacation. Most places will even let you try E… Continue

Added by Julia on May 27, 2009 at 5:59pm — No Comments

Extended Insurance Increase

Bill Number S. 896 was signed into effect on Wednesday, May 20, 2009. The passing of this bill extends the National Credit Union Administration (NCUA) $250,000 share and deposit insurance coverage for credit unions through December 31, 2013. This is great news for the credit union industry! Originally this was to expire at the end of 2009, but know it will continue through 2013! Our credit union also has Excess Shares Insurance which insures an additional $250,000 for a total of $500,000! Continue

Added by Julia on May 22, 2009 at 11:46am — No Comments

Almost There

I set a Goal in December 2008 to save 3,000 by end of June 2009. So far I have 645.28 to go. I am fairly confident I will be able to still meet my goal end of June. I could have already reached this goal in late April early May but I went on vacation in both of those months and needed to spend some money to have a little fun. Well worth it. Continue

Added by Cheryl on May 21, 2009 at 1:52pm — 5 Comments

Low Tech Ways to Manage Cash

http://www.bankrate.com/finance/personal-finance/5-low-tech-ways-to-manage-cash-1.aspx Bankrate has some great suggestions for managing cash. Let me know if anyone does any of these! Continue

Added by Julia on May 19, 2009 at 8:36am — No Comments

Common debt areas

http://www.bankrate.com/finance/debt/top-10-causes-of-debt-1.aspx Bankrate has an article about common causes of debt. I think most of us are guilty of one or more of these causes. Let me know if any of these are problems for you and we can figure out a plan to get you back on track. Continue

Added by Julia on April 23, 2009 at 9:54am — No Comments

Another Budget Helping Website

I recently found JustThrive that helps people create and maintain a budget. It also helps to show a person where they can reduce spending and apply this money to debt. Let me know if anyone else tries this and tell us your results! Continue

Added by Julia on April 9, 2009 at 12:32pm — No Comments

How to Save Money On...

The Todayshow has a nice website with how to save money on many different things (insurance, credit cards, bills). They have just a teaser on the link, but you can "click" and enter into each one and get more details! http://redtape.msnbc.com/how_to_save_money_on/index.html Continue

Added by Julia on March 30, 2009 at 2:23pm — No Comments

Savings Challenge

$10,000 Savings Challenge Want A Chance At $10,000? Try the "Bet You Can Save" 2009 Savings Challenge. Select Central Ohio Credit Unions are working together to challenge ten (10) families to improve their financial situation and save money over the course of 2009. One family from each credit union will be chosen to participate. All ten families will work with financial coaches who will carefully review their financial situations, and recommend goals to accomplish over a five month period. The… Continue

Added by Julia on March 27, 2009 at 12:00pm — No Comments

Answers for your questions about the stimulus' affect for Ohio

When Gov. Strickland was in Washington D.C. a few weeks ago he requested government funds to help Ohio and its residents. The State of Ohio recently created a website to help answer questions people may have regarding what they are eligible for. http://recovery.ohio.gov/individuals/ This website has commonly asked questions and can help you get in contact with officials. Hopefully this will be a good tool for everyone! Continue

Added by Julia on March 26, 2009 at 11:54am — No Comments

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